Insurance and Payment

My fee is $205 for a 55–60 minute session.
If you pay out of pocket or submit claims yourself, I offer a 15% discount—your rate is $175. I’ll provide a Superbill if you want to request reimbursement.

I’m in-network with PacificSource and OHP (PacificSource Community Solutions). For other plans, I’m considered out-of-network.

Insurance can be confusing and stressful. You’re not alone—and you don’t have to figure it out alone, either.
I’ve included answers to the most common questions I get below.

Frequently Asked Questions

  • I’m in-network with PacificSource and PacificSource Community Solutions (OHP). For all other plans, I’m considered out-of-network.

  • Many PPO plans offer out-of-network benefits for mental health.

    If you’re paying cash up front, I’ll provide a Superbill that you can submit to your insurance for possible reimbursement.

    If you prefer, I can also handle insurance billing for you—you’ll pay me directly, and I’ll submit claims on your behalf.

  • Most clients choose to use my billing service. Here’s how it works:

    • You attend sessions, and I submit claims to your insurance.

    • You pay $205 per session until your deductible is met.

    • After that, insurance reimburses me directly based on your plan’s allowed amount.

    • You’re only responsible for your portion.

    Prefer to handle insurance yourself?
    If you pay upfront and submit claims on your own, your session rate is $175, and I’ll provide a Superbill.

  • Call your insurance and ask:

    • Do I have OON mental health benefits for an LCSW?

    • What’s my OON deductible? (That’s the amount you have to pay each year before insurance starts covering sessions.)

    • What percentage of the allowed amount do you reimburse after that?

  • Private pay gives you more freedom and fewer headaches.

    • No diagnosis required

    • No session limits or treatment caps

    • You choose your therapist—not your insurance

    • More freedom and less hassle

    • No surprise denials or delays

  • I require 24 hours' notice to cancel or reschedule. I set that time aside specifically for you—and without enough notice, I can’t offer it to someone else who may need support.

    Late cancellations and no-shows are charged the full session fee.

    Your credit or HSA card is stored securely in a HIPAA-compliant system and billed after each session.

  • We’ll start with weekly sessions while we’re building trust and momentum. Over time, we may shift to every other week, then less often when you’re feeling more solid. Some clients move to monthly check-ins for continued support.

Therapy is an investment, and I know not everyone can afford it. If my fee isn’t doable, Open Path Collective offers affordable options with licensed therapists.